Sr. Commercial Lender - Dallas Preston Center 401.0213
Competitive benefits with medical effective on Day 1! Employees enjoy 6% 401K match!
Dallas, TX 
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Posted 23 days ago
Job Description
Hours/Week:  40 hours per week                                                                                                                                                                         
Status:  Full-Time    
Location:  Dallas Preston Center                                                                                                                                                           
Reports to (Position):  Regional CEO                                                                    
# Direct Reports:  N/A                                                                         
_______________________________________________________________________________________
Position Summary:  
Works in conjunction with the Regional CEO and Commercial Lenders to develop business focusing on loans, deposit and Treasury Services.

Essential Duties and Responsibilities:
  • Identify prospective clients and develop new business relationships with commercial clients
  • Examines, evaluates & recommends approval of commercial credits.
  • Identifies & analyzes markets to develop prospects for commercial banking.
  • Actively participates in business development & networking opportunities.
  • Interviews customers & prospects to request specified information for credit applications and Treasury Services opportunities.
  • Analyzes applicant’s financial status, credit, & property evaluation to determine feasibility of granting loan. Works with credit analyst for verification & recommendation.
  • Compiles loan package & facilitates negotiation of loan structure with applicant, including fees, loan repayment options, & other credit terms.
  • Presents credits to loan committee for approval.
  • Ensures loan agreements are complete & accurate according to policy.
  • Assures timely loan closing & funding activities.
  • Ability to actively manage client portfolio to include loan exception monitoring and credit quality.
  • Adherence to all Bank policies and procedures, including BSA/AML.
  • Any and all other duties as requested by management.
Required Skills/Qualifications:
  • Bachelor’s degree in Finance or related field, or equivalent work experience required.
  • 7+ years experience in banking relationship management role or related business lending experience; direct in-person contact preferred.
  • General knowledge of core business products and services including deposit and Treasury Services.
  • Strong understanding of credit products, credit application process, and potential outcomes.
  • Ability to build relationships with clients and internal partners and influence others without direct control.
  • Ability to identify opportunities and issues by asking targeted questions to assess current client needs and goals.
  • Ability to consider and balance client needs and objectives with respect to associated challenges and risks.
  • Ability to determine priorities on a daily basis and maintain a balanced work approach to achieve business objectives.
  • Understanding of general and sound business practices, financial and economic concepts, and how business needs vary by industry/market.
  • Must possess strong written, credit analysis and verbal communication skills with individuals at all levels, internally and externally.
  • Proven track record of consistent loan and deposit production.
  • Working knowledge of Microsoft Word, Excel and Outlook software.
Working Conditions:
  • Professional and fast paced banking environment.
Physical Requirements:  Indicate % of workday
 
Requirement % Requirement %
Stand   Sit  
Kneel   Lift 25 Pounds  
Repetitive Tasks   Computer Keyboard  
Possible Travel      
 
The above statements are intended to describe the general nature and level of work performed in this position.  They are not intended as an exhaustive list of all duties and responsibilities.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected Veteran status.

 

Job Summary
Start Date
ASAP
Employment Term and Type
Regular, Full Time
Hours per Week
40
Work Hours (i.e. shift)
8:00 AM to 5:00 PM.
Required Education
Bachelor's Degree
Required Experience
Open
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